Carle health plans offer both in-network and out-of-network coverage 

Using in-network providers mean lower co-pays/coinsurance, deductibles and out-of-pocket maximums.

Your home address determines which in-network providers your covered family members have access to.  

Local Network

If your home zip code is within 35 miles of one of the locations listed below, your will have the Local Network; which includes in-network coverage with all Carle providers (including those affiliated with the Carle Health Physician Partners) plus Health Alliance contracted behavioral health/substance abuse providers.  

• Carle Foundation Hospital, Urbana IL
• Carle BroMenn Medical Center, Bloomington IL
• Carle Eureka Hospital, Eureka IL
• Carle Hoopeston Regional Health Center, Hoopeston IL
• Carle Richland Memorial Hospital, Olney IL
• Carle Health Methodist Hospital, Peoria IL
• Carle  Health Proctor Hospital, Peoria IL
• Carle Health Pekin Hospital, Pekin IL
• FirstCarolinaCare, Pinehurst NC

If your zip code appears in the list below, you will fall under the Local Network for in-network coverage.  

Health Alliance Network

If you live in Illinois but beyond 35 miles from the listed facilities, your in-network providers include all Carle providers and Health Alliance-contracted providers (excluding Christie Clinic and OSF) plus the First Health complimentary network.

National Network

If you live outside Illinois or in Cook County, your in-network providers include those who contract with the First Health National network.

College Extended Network Program

Dependent children who leave our service area for 90 consecutive days or more to attend a college, university, technical school or vocational school can get access to in-network care through the First Health National network while at school for no additional cost. Your dependent student can search the FirstHealth network through YourHealthAlliance and apply to be placed on the College Extended Network by filling out the Application Form and returning it to Health Alliance using the methods listed at the bottom of the application. All other family members on the plan will continue using the standard provider networks. Please contact Health Alliance at membership@healthalliance.org or 800-322-7451 for more information.

ADDITIONAL ARTICLES

• How do I check what providers are in network?‍ 

RELATED SITES

• Find a doctor - Carle.org